Personal Checking Accounts

West One Bank offers a variety of checking accounts to suit your needs. Choose the best for you! A photo ID is required for all new accounts, and all new accounts will be verified by ChexSystem.
Decide which checking account is best for you, then fill out the application for a new account, print it, and bring it to our office, along with a current photo ID. We will verify new accounts through ChexSystem.
Safe Kept Checking
- Interest bearing, competitive rate earned on balances over $249.99
- Unlimited check writing
- Easy balance statements
- No monthly fees
- Free ATM Card
- Free Visa Check Card
- Free online Banking
- Free Bill Pay
- Free Telephone Banking Access
- Free Electronic Statements
- Receive credit for unused checks from previous institution
Regular Checking
- Free return of monthly check images
- Free ATM/Debit cards
- Free Online Banking
- Free Online Bill Pay
- Free Telephone Banking Access
- Free Electronic Statements
- Easy to balance monthly statements
- Receive credit for unused checks from previous institution
Classic Gold
- For 50 and over or Military Personnel
- No monthly service charge
- No monthly balance requirement
- Receive credit for unused checks from previous institution
- Free Official Checks
- Free Money Orders
- Free Notary Service
- Easy to balance monthly statements
- Free return of check images
- Free ATM card
- Free Visa Check Card
- Free Online Banking
- Free Online Bill Pay
- Free telephone banking access
- Free Electronic Statements
Liquid Gold
- Interest bearing checking account earning competitive rates
- Opening deposit of $10,000
- Unlimited Check Writing
- Easy to balance monthly statements
- Free Official Checks
- Free Money Orders
- Free Notary Service
- Free ATM Card
- Free Visa Check Card
- Free Electronic Statements
- Free Online Banking
- Free Online Bill Pay
- Free Telephone Banking Access
- Free return of monthly check images
Investment Checking
- Interest paid at competitive rates
- Interest compounded daily, paid monthly
- Sole proprietor and non profit organizations are eligible for this type of checking account
- Opening deposit of $50.00
- $500.00 balance avoids monthly service charge
- Non- Profit Organization, no minimum balance, no per check fee, no monthly account fee
- Free monthly return of check images
- Free ATM Card
- Free Visa Check Card
- Free Online Banking
- Free telephone banking access
- Free electronic statements
Lobby Hours: Monday-Thursday 8am-5pm and Friday 8am-6pm
Drive Thru Hours: Monday - Friday 7am-6pm
In addition we are open at our main bank at 222 W Idaho
Saturday: 9am - 1pm in the Lobby and Drive Thru
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